The condition for granting the loan is a positive result of the creditworthiness assessment. A representative example: you borrow PLN 20,000 for 60 months, paying PLN 797.04 per month, total payment: PLN 4,782.25. Commission for granting the loan: PLN 20,000. Fixed interest rate: 10%. APRC: 50.59%. Rapida offers loans from PLN 2,500 to PLN 25,000 for a period of 12 to 60 months, with a maximum APRC of up to 99.54%.
Regular payment of fees has an impact here as well
If you are in arrears with ZUS or the Tax Office, do not count on the fact that banks will trust you and grant you a loan. The last point is how long you’ve been running your business. If it is a minimum of one year – then you can already try to apply for a loan. Most often, however, banks expect the company to exist on the market for at least two years.
As in the case of general principles – the period of existence of the company on the market and the position of its income from the last two years are important. Due to the fact that in this case it is difficult to determine the real profit for the company – unfortunately, often banks refuse credit to persons who have operations on these principles. This does not mean, however, that this always happens, but credit card tax and a lump sum tax are often much harder to obtain. In this case, it is worth going to specialists – financial advisors.
Why should you trust us?
Do you want to take a mortgage? Or maybe you are planning a cash loan? Regardless of what kind of commitment you need – we will help you. We will present favorable offers, help with formalities and negotiate good conditions with the bank. Don’t you know at all you have a chance for any loan? We will check your creditworthiness – call.
Our experience will allow you to make an informed decision and increase your chances of a mortgage. No creditworthiness calculator will be as helpful and effective as our specialists. You can get all information about cooperation with our advisers by calling us.
The brodly understood topic of income is a very often raised issue among clients during meetings with advisors.